Uninsured Motorists

In Oregon and Washington it is a sad fact that too many drivers on our roads are not insured.  If you have been in an accident with someone who did not have auto insurance you have experienced the added frustration of having to use your own car insurance to compensate you after an accident.  The lawyers at Guinn & Munns are experienced with uninsured motorist cases.  We will assist you with the unique requirements of this type of claim and will work to achieve the best possible result from the insurance company.

 

Uninsured motorist cases (UM) have several important legal requirements.  In some cases, if your claim is presented properly, the insurance company will have to pay the attorney's fees.  This of course is a major benefit to you.  We will present your case in the best possible way to attempt to make insurance pay the attorney's fees.  There are also important deadlines in uninsured motorist cases which can be different than in other car accident cases.  We will use our expereince to take advantage of all of the provisions of your insurance policy to attain the best result.

 

There are also underinsured motorist claims in Oregon and Washington.  This claim occurs when the person who caused the accident does not have enough insurance for your injuries and damages.  After the person at fault pays all of their insurance money you would make a claim against your own insurance company much like in an uninsured motorist case.  Again there are special rules with these claims which we will use to reach the best result in your case.  These under insured motorist claims (UIM) work differently in Oregon and Washington. It is important to call us immediately so that we can help you with your case.